What's the bottom line? Get to it quick at BottomLineDeals.com!
We've all been there. You know
the day when you feel like you need a new car. Whether
you're graduating, sinking a fortune in your current car,
growing the family, or day-dreaming about the new models
we've all been there.
Here at Bottomlinedeals.com we've provided a four-step
consideration guide. I say consideration guide because
it in and of itself is not a complete guide to buying a new
car but rather a high-level view of the major steps
necessary. The great thing about the steps is that
everything can be done using the Internet and Joe car
salesman won't regale you with how great each car is that
happens to be in your field of vision.
Your options:
Choose a car
Research, research,
and more research is the key to getting the best mix
of the car you want and/or need. Edmunds is the place
for unbiased independent car reviews the following
links will get you started:
The cost of a car is probably the single
greatest barrier to driving home in your vehicle of
choice, aside from not having
your car in the color you want or receiving a recall
notice. Our calculators can help!
Use the first calculator to
figure your payments on your next vehicle or use the second
calculator to determine how much vehicle you can purchase
for the payment you want.
Don't forget to
add-in the trade-in value of your current car if you
are trading it in. To get an idea of what
your trade-in value will be check our the Used Car Appraiser.
Depending on what the dealer is willing to give
you for your trade-in, you might want to sell the
car yourself. In the past this has always
been a nightmare, but the Consumer Guide® Auto Seller's Kit
which makes it as
simple as 1-2-3.
Beware of dealers that
pay-off your current loan. They are not
"helping you out". They are simply
adding the balance to your new loan. So now
your $15,000 car costs $25,000.
Don't forget to take
into account any deals that car makers might be
running at the time.
Get quotes, quotes, and more
quotes!!!
There's nothing like
comparison shopping from the comfort of your own home,
especially in an industry where haggling
on price is commonplace. Below are links
to free quotes from top websites in the industry.
Credit
and Financing
Trying to determine what your payment should be
or how much car you can afford to buy is the first
step, but now you need to get get financing. Most if not all dealerships provide financing through
a select number of banks for their customers, but like
everything else, it is best to shop around.
Lending Tree is probably the best place to get quotes in this
arena. They will get up to four different quotes from different lenders
from which you can choose. This is very important as I explain in the Financing
section. There is nothing like the power to choose.
Click below to get offers.
Car Insurance
Do
not overlook insurance. You can't drive that beautiful
vehicle off the lot without it. The cost of
insurance should be factored into the total cost of
ownership of the car. Keep in mind that the type
of car can determine how much you spend on auto
insurance. Insurance should be shopped for
in the same way you shop for a vehicle, and at the
heart of this strategy is multiple quotes. Click here for
free Auto Insurance Quotes.
Also,
The more expensive the car the
more insurance is needed also the theft rate of the
vehicle will be a factor as well as accident
information. For more information check out the Insurance
page.
Just a few years ago the only place
that you could purchase an extended warranty for your
car was at the dealership. But the internet has changed
all that and now there are many options available
and often the dealership plan is not the best decision.
If you have ever taken your to get repaired, you know
that the dealers bumper-to-bumper warranty is not
enough. the Extended
Warranties section talks about this in
detail.
Warrantybynet.com
offers extended warranty plans that are both
affordable and comprehensive. Their plans just
can't be beat for the price. You don't have to
take my word for it, just click below and use their
free quote service to see for yourself.
